Are We Saved by Faith or By Works? Paul vs. James

One of the most difficult verses in all of Scripture to interpret is James 2:24, “You see that a man is justified by works and not by faith alone.” We see here that James appears to be claiming that our justification in the eyes of God is determined by works, and not merely by faith alone.
 
James’ statement appears to say the opposite of Paul in Romans 3:28, “For we maintain that a man is justified by faith apart from works of the Law.” Here, Paul clearly teaches that our justification in the eyes of God is determined solely on faith.
 
How do we reconcile these two verses?

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